I've always been an advocate for paperless and cashless society. In my office, my colleagues know I have soft copies of almost any document and hardly ever keep hard copies unless I am mandated to which usually gets to my nerves.
This is also my behaviour towards cash. I buy almost anything online with my debit card, pay for my cable, for flights, use PoS machines in boutiques and shops and even recharge people's mobile phones directly online.
I can't remember the last time I was at the bank because I've not had a reason to for a while. I use any online payment platforms you can think about. I use and love mobile money and I get angry that I can't use PoS in the general local market and the filling stations. So, these are the only places I go to with cash.
Yesterday, a fateful Sunday, My Dear Husband and I (who is also an advocate for cashless society) set out to ShopRite to do our monthly shopping. After shopping, we happily paid with the ATM card and set out to get some cash from the ATM to pay for parking which was just N200.
We walked leisurely to the ATM gallery and inserted the ATM card, I don't have to tell you that we tried all the ATMs at the shopping mall (about 7 all together) and non of them was dispensing cash!
We went back to where we were meant to pay for parking and asked if they had a PoS machine, of course they didn't. We went back to the car and ransacked everywhere, hoping that by some stroke of chance, some angels would have left N200 in our car, but we weren't so lucky. At the end of the day, we stood, looking at eachother and wondering what to do.
Anyways, finally, we went back to ShopRite and started asking customers at the payment counters if they will mind us paying for their purchases with our card while they give us their cash in return!
Finally, we got someone who said he will be paying N5,000 cash and the balance with his card. We were so grateful when he handed the cash to us while we paid for his purchase with our card, it was like priceless gold and we were finally able to pay for the parking.
I learnt yesterday that Nigeria is so not ready for cashless society afterall. Be ready to be embarrassed if you go about without cash.
Share you cashless society story and let's know if you think Nigeria is ripe enough for a cashless society.